Is there a fee for withdrawals using my debit card?

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There is no fee for purchases with retailers—either in person or online—or for transactions at Verve or Kwik Trip ATMs, meaning members have access to thousands of surcharge-free ATMs nationwide through Kwik Trip, CULIANCE and Alliance One.

If you use an ATM that is out of our network, you may be charged a fee to withdraw funds, but if you have our Kickback Checking® you can get up to $15 of nationwide ATM fees refunded each month. Members also get four no-fee ATM withdrawals per month at non-Verve/network ATMs. Additional withdrawals from non-network ATMs will incur a fee of $1 per transaction.